FAQ
Glossary Of Terms

How does a MEMBER seek financing?
After approving an application, sblaloan.com will shop the request to pre-selected lenders. The SBLA will verify the basic information of your application information, the lender will send you any other required paperwork, and provide you the funding you seek. All of your information will be kept strictly confidential and be delivered in a secure method to the lender you choose.

What types of financing does sblaloan.com offer?

We offer financing to help you obtain working capital, purchase new equipment, carry accounts receivable, expand your business, improve your property, purchase a business and more. Our financing options include, but are not limited to, term and SBA loans, lines of credit, equipment leases, accounts receivable financing, and business credit cards.

Who are sblaloan.com's lenders?

Our lenders are among both the Best and the Least known national and regional financial institutions. Our contacts and partners include individual investor and capital groups.

How much does it cost to apply for financing through sblaloan.com?

The sblaloan.com application process is absolutely free to Members of the SBL Association.

How does sblaloan.com ensure that my application information will be kept secure?

We use SSL (Secure Socket Layer) Technology to ensure that your sblaloan.com application information cannot be accessed by anyone other than an authorized sblaloan.com representative. SSL technology encrypts all of your data so that only the proper recipient can decode it. SSL also has a process, called authentication, which checks the identity of both the computer sending and the computer receiving your application information. This keeps unauthorized people and companies from accessing your information. To learn more about our security and privacy policy.

How are financing decisions made?

sblaloan.com compares your application information, plus credit bureau information about you and your business, against our various lenders' financing criteria. Based on this comparison, we identify the offers for which you are likely to be approved.

What type of information am I asked to provide on the application?

Our application contains questions that will enable the association to evaluate you and your business. No tax returns or receipts are needed to complete it. For a full list of the information requested, click here.

How will I find out about my offers?

sblaloan.com could provide an onscreen list of offers  but would rather shop your loan and then contact you personally.

How do I compare offers?

We'll attempt to provide you with a wide variety of offers.

What type of interest rates and terms can I expect?

Specific offer details are dependent on the lender, as well as your application and credit bureau information; as a result, rates and terms will vary.

Once my application is approved, how soon can I get my money?

All of our lenders try to ensure that your money is provided as quickly as possible, but the time varies from lender to lender. The sblaloan.com "Details" page presented with each offer will give you more information on the process of getting your money.

If I apply for financing using sblaloan.com, am I obligated to take the financing?

You are not obligated to take the financing until you physically sign an agreement or expressly activate your account.

Can I get a hard copy of my sblaloan.com offers?

Absolutely. sblaloan.com will provide all necessary documents to you after receiving your application.

Who do I contact for information once I've made my financing choice?

You shouldn't have to contact anyone. After submitting your application, SBLA will send you a confirmation e-mail and automatically begin the process of securing your cash.

Who is actually providing the funding?

The final selected lender or lenders who provide the financing for your business. sblaloan.com is not a lender.

What if I don't qualify?

SBLA has members whom may agree to provide the financing you require. That is the principle of the SBLA. An association of Business Owners and Lenders.

Will you share or sell my information?

We only use your information to process and evaluate your application - and we only share it with a lender if you elect to pursue an offer with that particular organization. We never sell or rent your information to any other companies.

Can I use sblaloan.com if I live outside of the United States?

Membership in the SBLA is primarily geared towards US business.

Can an unauthorized person view my SBLA.net application?

We have taken every possible precaution to protect the privacy and security of your application. We use a secure server for all data you transmit to us to prevent others on the Internet from intercepting your information.

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